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Issue virtual business cards that employees want to use. Real-time card control, instant receipt capture with pre-accounting, and complete spend visibility for finance teams.
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Issue cards instantly with configurable spend controls
Award winning virtual cards
Platinum Award Winner
Virtual Card Innovation

presented by
This award recognises our focus on building tools that solve real problems for merchants. With virtual business cards, finance teams gain the visibility and control they need to manage spend effectively, reduce risk, and move faster.
Breno OliveiraChief Product Officer
Flexible cards built for every team and process
Give every department the control, visibility, and real-time insight needed to manage expenses efficiently and securely, without reconciliation complications.
What our customers say
Managing our finances used to be a time-consuming process, especially when it came to paying suppliers and keeping track of different accounts. With payabl.’s multi-currency business account, especially when coupled with their POS system, we’ve been able to consolidate everything into one platform, making it much easier to manage our cash flow and payments. The fast onboarding and instant settlements mean we can focus more on running our business rather than worrying about payments delays. It's been a significant improvement for our operations.
Mariana VorobevaOwner of Flower O'Clock
Why open a payabl. business account?
One provider. Total financial control
Accept payments, hold funds, manage expenses, and reconcile transactions in one connected ecosystem.
Faster money flow
A fully digital onboarding journey gets you up and running quickly, so you can open accounts, issue cards, and move money without operational delays.
Security that protects revenue and reputation
Enterprise-grade infrastructure, advanced fraud prevention, and robust compliance that safeguards your funds, transactions, and data.
Built to scale
From startup growth to international expansion, our infrastructure supports higher volumes, new markets, and evolving operational complexity without switching providers.
Virtual cards for smarter spending
Issue cards instantly, set granular limits, and track usage in real time to reduce misuse, improve cash flow visibility, and simplify expense management.
API-first integration for operational efficiency
Connect seamlessly to your existing systems to automate workflows, reduce manual processes, and streamline financial operations.
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Empower your teams with instant access to controlled, trackable spending.
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